IKHLAS HOUSEOWNER / HOUSEHOLDER TAKAFUL, are assured of comprehensive protection for your house and/or contents.
IKHLAS HOUSEOWNER / HOUSEHOLDER TAKAFUL is designed to cover your property against the following perils:-
1. Fire2. Lightning
3. Explosion
4. Aircraft damage
5. Impact damage
6. Busting and overflowing of water tanks
7. Theft (by forcible entry only)
8. Hurricane, cyclone, typhoon and windstorm
9. Earthquake and volcanic eruption
10. Flood
11. Loss of rent (not exceeding 10% of total sum covered)
12. Personal Public Liability
NOTE: Items 8,9 & 10 above excludes 1% of total sum covered on buildings or the first RM200 of each and every loss, whichever is lesser.
IKHLAS HOUSEOWNER TAKAFUL CERTIFICATE
This Takaful plan, cover the BUILDING of your home against loss or damage by contingencies no. 1 to 12 listed above.
IKHLAS HOUSEHOLDER TAKAFUL CERTIFICATE
This Takaful plan, cover the CONTENTS of your home, such as furniture, furnishings, household goods, kitchen equipment and other appliances, television and radio sets, and other similar equipment, clothing, personal effects and valuables.
It covers the same contingencies under the IKHLAS Houseowner Takaful Certificate (item 1 to 12), PLUS additional coverage against:-
1. Breakage of mirrors (other than hand mirrors) whilst in your home.
2. Compensation for death of Participant.
3. Servants' property.
OPTIONAL BENEFITS WITH ADDITIONAL CONTRIBUTIONS
This following benefits will be made available with additional contribution:-
1. Riot, Strike & Malicious Damage
2. Additional rent coverage
3. Public liability - additional limits
4. Theft without limitation of being accompanied by actual forcible and violent breaking into and/or out of your home (IKHLAS Householder Takaful only)
" Give your property the necessary protection."
