IKHLAS FIRE TAKAFUL is specially designed to provide comprehensive protection for both RESIDENTAL and COMMERCIAL properties (including the structure) against a number of perils.
IKHLAS FIRE TAKAFUL provides coverage against loss or damage of property caused by fire and lightning.
OPTIONAL BENEFITS
The following benefits will be made available with additional contribution:-
- Explosion
- Aircraft damage
- Impact damage
- Water damage
- Hurricane, cyclone, typhoon and windstorm
- Earthquake and volcanic eruption
- Flood
" Give your property the necessary protection "
Indemnity against loss or damage to property caused by fire, lightning and domestic explosion.
Fire: actual ignition of fire, accidental and/or fortuitous circumstances.
Domestic Explosion: the explosion of gas used for illuminating purposes in any building.
WHY TAKE FIRE COVER?
- Loss or damage by fire can occur anytime without warning
- People normally don't have enough money or capital to repair, replace or reconstruct the loss or damage item or property.
- Business may interrupted or even cease if big fire or loss to the property.
- There are other stakeholder or interested parties on the property such as banks, leasing companies and estate manager.
INTEREST COVERED
- Buildings
- Contents
- Stocks
- Machinery & Equipment
- Rental receivable
- Etc
COMMON EXTENTIONS- FLOOD
- EXPLOSION
- EARTHQUAKE & VOLCANIC ERUPTION
- AIRCRAFT DAMAGE
- WINDSTORM, TSUNAMI
- IMPACT BY ROAD VIHICLE
- BUSTING OF WATER PIPES/TANKS
- SUBSIDENCE & LANDSLIP
- RIOT STRIKE & MALICIOUS DAMAGE
- MATERIAL COST
- LABOUR COST
- REMOVAL OF DEBRIS
- INFLATION RETE
- PROFESSIONAL FEES
- PAYMENT TO LOCAL AUTHORITY
